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Our Real Estate Agents Can Help First-Time Homebuyers in Hampton Roads, VA

first-time homebuyers in Hampton Roads

For many first-time homebuyers in Hampton Roads, it can feel intimidating and anxiety-inducing. This is mostly because most people don’t know what’s involved in the process. Many buyers have never gone through it before. Unless you have actually bought a home before, the whole home buying process can seem overwhelming. That is, until you get help from a professional. 

First-time homebuyers in Hampton Roads will need lots of information, tools, and resources. This will help them make sure they are able to understand the whole process. There’s a lot to think about and essential factors can be overlooked or fall through the cracks. This is why it is critical that you have an expert real estate agent. They’ll help ensure no problems arise that can derail your home buying experience. 

Fortunately, Kelvin and April Reed understand the challenges that lie ahead. They’re here to guide you through the entire procedure. They will ensure that everything is taken care and let you know what’s coming next. 

Kelvin and April Reed Guide You Through the Process

Our team has put together the following guide full of helpful hints and tips. It will make sure that you have all the information you need. You’ll be able to avoid some of the most common mistakes that first-time homebuyers make. 

With this guide, you can rest assured that you will be able to buy your first home. Plus, we’ll help you do it as easily as possible. To get you started, here are the steps of the process you need to be aware of.

Before you start

Pre-Qualification: To begin, you will want to meet with an experienced mortgage broker. They can help determine the loan amount you can qualify for. This will help you budget and create a price target. 

Pre-Approval: In addition to being aware of how much you can reasonably afford for your first home, you should also get pre-approval for your mortgage. Having mortgage pre-approval means that you can approach a home seller with a Certificate of Approval which shows that your finances are in order and you are a serious home buyer. First-time homebuyers in Hampton Roads, VA, need to have as many advantages as possible to beat the competition, so mortgage pre-approval is definitely a necessity. The cost for this pre-approval is generally nominal, and many lenders will allow you to add the cost to your loan closing costs.

Representation by a professional real estate agent: First-time homebuyers in Hampton Roads may want to consider hiring an experienced real estate agent to provide you the assistance and resources you need to help you through the process. It is especially useful to ensure that you have a professional keeping your interests in mind because you know the home seller will have a real estate agent representing them. 

Creating a System

Lists of needs and wants: Once you are ready to start looking for your new home, you will want to make 2 lists. The first list will be your needs – the items you MUST have in your home. This is usually things like the number of bedrooms and bathrooms, one-story requirement, etc. Your second list should be your list of wants – the things that would be nice to have but aren’t absolutely necessary. This usually includes things like a pool, garage size, space for a home gym or office, etc. These lists can help you make your ultimate decision, but remember that you may not get everything you are wishing for. 

Focus and organization: As you will become well-aware, there are lots of things to keep track of, so you need to be well-organized. Some of the ways that you can ensure you stay focused on your real estate goal include: 

  • Keeping detailed maps with highlighted areas of interest 
  • Maintaining a list of the properties your real estate agent has already shown you
  • Taking notes with a paper and pen (or digitally with an organization app) 
  • Remembering your favorite homes and features with a camera and well-organized files of those photos 

House Hunting

Visualize the house with your decor: While you are viewing the homes, try to visualize your decor and furniture in it, especially with the layouts of the rooms and the light levels. 

Alway remain objective: It can be very easy to start thinking with your heart rather than your head. Before you make your decision, be sure you are being as objective as possible. Does the home really meet your needs? Remember that there are plenty of housing options, so you do not need to rush your decision. Keep your emotions in check. 

Be thorough: When you buy a home (your first or your 10th), it is essential that you work to prevent expenses in the long run. Spending a few more dollars now can save you plenty of time, money, and frustration in the future. Some of the most critical ways you can ensure your home is in tip-top shape include: 

  • Putting inspection and mortgage contingencies in your written offer
  • Having the property thoroughly inspected by a professional home inspector
  • Requesting a second walk-through within 24 hours of closing to make sure nothing has changed
  • Making sure that no changes have been made which were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light)

Even though all of these steps may seem to make the process overwhelming, you should not worry. Our professional real estate agents Kelvin and April Reed are here to make sure your interests are always represented and none of the details are overlooked. 

First-Time homebuyers in Hampton Roads Can Rely on Us

If you are a first-time home buyer and are feeling anxious or overwhelmed by the process, have no fear! Our real estate agents, Kelvin and April Reed, are available to ensure that you do not feel stressed or worried about any aspect of the home buying process. With our expert assistance and all of the FREE resources we provide, you can feel confident that you will walk away with the perfect home for your family.

Give us a call today at (757) 799-4824 to discuss your first-time home buying needs and how to get through the process easily. You can also fill out the form below with the requested information, and you will receive a detailed response from one of our real estate experts. We look forward to hearing from first-time homebuyers in Hampton Roads like you!

If you are in the market for buying or selling a home, Reeds Real Estate is your best choice in Chesapeake, Virginia to help you. Call us at (757) 799-4824 or fill out the form below.

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